Record your expenses and income by photo, audio, text or PDF
In practice
It's simple! Send a photo, for example: a receipt, or say: "I spent 100 reais at the market" and you're done!
Meet GranaZen
in less than 1 minute
Simplify your financial management with clarity, security and automation.
Easy to useSecureArtificial IntelligenceAutomatic integration
Features
Everything you need to organize your finances
Manage your money via WhatsApp with AI, interactive charts and automatic alerts.
Control via WhatsAppAutomatic categorization with AIBill remindersAutomatic integration for accounts, cards and investments
Control via WhatsApp
Record expenses and income directly on WhatsApp with text, audio or image.
Photo, audio, text or PDF
Send a receipt photo, speak by audio or type — GranaZen understands and records it.
Bill reminders
Get alerts on WhatsApp and email about bills to pay and receive.
Charts and reports
See where your money is going with interactive charts by category.
Automatic categorization with AI
Artificial intelligence identifies the category and subcategory of each transaction.
Spending limits with alerts
Set limits by category or overall and get warnings before exceeding your budget.
Investment goals
Create goals like travel or emergency fund and track contributions and progress.
Shared management
Manage finances as a couple, family or team with spending tracking.
Bank accounts and cards
Control multiple bank accounts and credit cards in one place.
Automatic integration for accounts, cards and investments
Connect your accounts, cards and investment portfolio in a few clicks to sync everything automatically.
Features
GranaZen Smart Features
Discover how GranaZen can make your financial life easier
Smart Reminders, at the right time
In practice
It's simple! Say "remind me to pay the internet bill $100.00 every 12th" and GranaZen records and reminds you at the right time.
Check your transactions in real time
In practice
View detailed charts and reports to better understand your expenses and income.
Automatic Categorization and Subcategory
In practice
Our AI identifies and organizes your expenses by category, saving you time. You can also create custom categories!
Smart spending limits
Spending limits by category, for the whole month, with alerts
GranaZen helps you react before the budget gets out of control, with visual tracking, usage percentage and automatic alerts.
Consolidated limit usage84%
R$2,680.00 out of R$3,200.00 consumed during the period.
Total spent
R$2,680.00
Total limit
R$3,200.00
Remaining
R$520.00
Alimentacao
Attention
Total spent
R$740.00
Total limit
R$800.00
Alert at 80%
Remaining R$60.00
Delivery
Over the limit
Total spent
R$260.00
Total limit
R$250.00
Alert at 100%
Excess R$10.00
AI assistant in your dashboard
Now you can chat with the AI right inside your dashboard, not just on WhatsApp.
The same brain behind WhatsApp now lives inside the platform: ask real questions about limits, bills, and categories, get answers with tables and charts, and log, edit, or delete entries right from the chat.
How much can I still spend this month?
AI combines your overall limit, categories, and alerts to answer with context.
Will my grocery limit go over?
See the percentage used, what is left, and where to adjust before overspending.
What weighed most on my card bill?
Get a category ranking, relevant entries, and a visual summary.
Ask in your own words
Answers with tables and charts
Log, edit, and delete
How it works
Choose how GranaZen follows your routine
You do not have to use a single flow. Log through WhatsApp when speed matters, or connect your accounts to automate tracking.
1
Choose the path
Use WhatsApp/manual entry, automatic integration, or both together.
2
Send or connect
Log a purchase on the spot or sync banks and cards.
3
Track in the dashboard
See limits, categories, bills, and AI answers in one place.
01
Assisted manual entry
Log through WhatsApp
Best if you prefer to log bank accounts, cards, cash expenses, receipts, notes, or PDFs manually without connecting everything automatically.
Send text, audio, photos, or PDFs without opening spreadsheets.
AI reads the entry and organizes category, amount, and date.
02
Automatic integration
Connect banks, cards, and investments
Best when you do not want to log everything manually and prefer movements to sync on their own.
Balances, entries, bills, and wealth appear in one view.
Reduce missed entries and keep the dashboard updated with less effort.
You can combine both
Use automatic integration as the base and WhatsApp to add cash expenses, adjustments, and one-off entries.
Automatic integration
All your banks, cards, and investments in one place.
After connecting, GranaZen brings accounts, credit cards, and investments into an updated view so you can track everything without spreadsheets.
Personal account
Business banking for companies
Investment portfolio
Credit card
Read permission
Read-only, zero transactions
The connection only lets GranaZen read balances, entries, and cards. It cannot make transfers, payments, or move money.
Open Finance coverage
More than 200 banks
Automatic connection with institutions available in GranaZen.
Authorization happens in your bank environment
No bank password requested in GranaZen
No payments, Pix, or transfers
Connected investment feature
Your investment portfolio, automatically integrated.
Connect your institutions through Open Finance and track wealth and allocation in one view without updating spreadsheets.
A clear view of every investment you have.
Security
Your security is our priority
Real protection for your data, your routine, and your access to GranaZen.
Secure Communication
WhatsApp uses end-to-end encryption in all messages, ensuring that only you and GranaZen have access to your messages.
Your Data is Yours
We do not use your financial data to train generative AI models.
Advanced Protection
We implement strict security standards to protect your financial information. Your data is stored on secure servers with constant backups.
Passwordless access
Sign in with a fast, secure, low-friction flow that keeps your account protected.
What Our Users Say
Janaina Jaques de Souza
Economist
Using GranaZen has made my financial life much easier. It's an extremely practical and fast tool for recording daily expenses. It categorizes everything perfectly, recognizes recurring transactions, r...
Matheus Andreatta
Software Developer
Today GranaZen is part of my daily life with it I can control where I'm spending understand my expenses better all within reach of a WhatsApp message so it's super practical and consequently I can inv...
0:00 / 0:00
Jessica Caroline
Senior Data Engineer
GranaZen revolutionized how I manage my business finances. It's simple, fast, and very efficient!
Choose the Ideal Plan for You
Premium
Start organizing your finances
✨ 3 days free ✨
Carregando...
INCLUDED FEATURES
- Web system with interactive charts and financial management
- Expense control via WhatsApp by text, audio and image
- Unlimited expense transactions via WhatsApp
- Create custom categories and subcategories for better organization
- WhatsApp support
- Individual management and profile customization
- Up to 3 bank accounts: manual/automatic
- Automatic integration
Connected banks
- Bank transactions synced automatically
- Connection for individual and business accounts
- WhatsApp reminders for bills to pay and receive
- OFX import
- Monthly financial summary report in PDF via WhatsApp
- Spending limits by category, subcategory, and overall
- Spending limit alerts
- Shared management
- Data export
- Phone support
- Automatically integrated investment portfolio
Zen
Advanced and collaborative financial management
✨ 3 days free ✨
Carregando...
INCLUDED FEATURES
- All Premium plan features
- Unlimited manual bank accounts
- Shared investment goals (e.g., travel)
- Automatic investment integration
- Automatic integration
Connected banks
- Bank transactions synced automatically
- Connection for individual and business accounts
Integrated investment portfolio
- Investments synced automatically
- Shared Management
Ideal for couples, families or any group that wants to manage finances together
- Each member uses their own WhatsApp number
- Each member receives alerts about bills to pay and receive, never miss a due date again!
- Centralized view, updated and visible to everyone
This plan includes 1 User at no additional cost
- Shared goals
Create goals together (e.g., travel, emergency fund) and track each member's contributions.
- Each member contributes and progress is summed
- Simulate how much each person can contribute
- Track who has contributed
- Humanized support
- Phone support
- Data export
- WhatsApp reminders for bills to pay and receive
Our partnership with Stripe ensures that your payments are secure and protected. Stripe is one of the most respected payment platforms in the world, used by companies like Amazon, Google and Shopify.
Frequently Asked Questions
How does WhatsApp integration work?
You simply send a message with your expenses or income, and GranaZen's AI takes care of the rest!
Can I send photos or audio?
Yes! In addition to sending text messages, you can send audio or photos!
What expense categories can I add?
GranaZen categorizes your expenses in various areas, such as food, transportation, and much more. You can also create custom categories and subcategories for the AI to identify and categorize.
Is GranaZen safe to use?
Yes! We prioritize the security of your data and guarantee complete privacy.
Can I use GranaZen in shared mode?
Yes! You can add another person to manage together — ideal for couples, families, friends, partners, companies, etc. The Zen plan is recommended for this.
Does GranaZen remind me of bills to pay and receive?
Yes! You receive reminders of pending expenses and income via email and WhatsApp.
How does the connection with my banks work?
The connection is made securely through Open Finance, the system regulated by the Central Bank. You authorize access directly in your bank app or website, without sharing your password with GranaZen. It is like giving read permission: fast, secure, and fully under your control.
Is it safe to connect my accounts to GranaZen?
Yes, completely. GranaZen uses end-to-end encryption and is authorized by the Central Bank of Brazil through Open Finance. Your banking data is protected with high financial-market security standards. GranaZen never moves your money — it only reads your information to generate a report that helps you understand your money better.
Does GranaZen work with every bank?
GranaZen connects with a broad list of financial institutions in Brazil, including traditional banks, digital banks, and fintechs. You can connect in a few clicks. If you have questions, our support team can help verify.
Does GranaZen have access to move my money?
No. GranaZen only has permission to read your financial information. It cannot make transfers, payments, or any movement in your account. You stay in full control — GranaZen only helps you better understand and organize what happens with your money.
How WhatsApp Integration Works
GranaZen
Online
I received $2000 salary
$2000.00 income added to Salary category. Your current balance is $2000.00.
I paid $500 rent
$500.00 expense added to Housing category. Your current balance is $1500.00.
1. Send a Message, Audio or Photo
Simply send a message to GranaZen on WhatsApp with your expenses or income.
2. AI Processes Information
Our AI analyzes your message and automatically categorizes the transaction.
3. Automatic Update
Your financial data is updated instantly in the system.
4. Immediate Confirmation
Receive instant confirmation that your transaction has been recorded.